Standard Chartered CashOne

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1 year ago by moneysmart

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36 Likes

loan details

Estimates below are based on a S$10k loan with 3-year tenure. Customise your rates by clicking on "Get My Rate".

Loan Amount

S$10,000

Loan Tenure

3 years

Interest Rate

3.88% (EIR 7.97% p.a)

Monthly Payment

S$310

Total Amount Payable

S$11,164

Total Interest Payable

S$1,164

eligibility

Citizenship Status

Singaporean

Age Requirement

21-65 years old

Employment Status

Salaried Employee, Variable/Commission-based Employees or Self Employed

Minimum Annual Income

S$30,000

promotion

MoneySmart Exclusive: 3.88% p.a. Interest Rate

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Apply through MoneySmart and you will be entitled to MoneySmart exclusive interest rate of 3.88% p.a. (EIR from 7.97%)

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All loan tenure and loan amount of S$1k - $250k are eligible for this MoneySmart exclusive interest rate.

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This is applicable to annual income of S$30,000 and above

Get S$199 Cash Credit to offset the annual fee

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Applicable only for new and approved applications

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0% processing fee

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Valid till 31 Oct 2018

key features

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MoneySmart Exclusive - 3.88% p.a. interest rate

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Enjoy S$199 credit to offset the 1st year annual fee

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Apply and get cash the very next banking day.

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Borrow up to 4x your monthly income, subjected to a max loan amount of S$250,000

fees & charges

Processing Fee

N.A.

Restructuring Fee

S$50 for change of loan tenure

Late Payment Fee

$80

Partial Repayment Penalty

S$250 or 3% of the outstanding principal, whichever is higher

Full Repayment Penalty

S$250 or 3% of the outstanding principal, whichever is higher

what is eir?

The Effective Interest Rate (EIR) of a loan takes into account the compounding effect of interest, as well as processing fees associated with the loan. Generally, the loan amount, loan tenure, frequency of repayments, and processing fees may affect the EIR of a loan. Please view each personal loan product in detail for a full breakdown of the interest rate chargeable, minimum and maximum loan tenure, as well as processing fees (if applicable).

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meet the seller

moneysmart

Joined 1 year ago

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public comments

View Earlier Comments

  • yamahar123

    Ah long style
    12 months ago
  • arul88

    Malaysian with wp can loan?
    6 months ago
  • standard999

    We provide the right solution to your business and Personal needs.We stand apart from other lenders because we believe in customer service, and we stay with you until you get the results you want. We provide our prospective customer long lasting Financial solutions that helps their companies thrive and grow" contact Via.::financialstandardgroup@gmail.com Phone number :+1-323-628-3023 (Call/Whats app) Thanks and look forward to your prompt reply. Regards, ALI
    6 months ago

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