HSBC's Personal Loan

icon

1 year ago by moneysmart

icon

28 Likes

loan details

Estimates below are based on a S$10k loan with 3-year tenure. Customise your rates by clicking on "Get My Rate".

Loan Amount

S$10,000

Loan Tenure

3 years

Interest Rate

4.80% (EIR 9%)

Monthly Payment

S$318

Total Amount Payable

S$11,440

Total Interest Payable

S$1,440

eligibility

Citizenship Status

Singaporean

Age Requirement

21-65 years old

Employment Status

Salaried Employee

Minimum Annual Income

S$30,000

promotion

As low as 3.7% p.a. (EIR 7% p.a.) and S$50 cash back

icon

3.7% p.a. (7% EIR p.a.) with min. S$80k annual income for 3 -7 years loan tenures

icon

S$88 processing fee waiver

icon

1 minute approval in-principle

icon

Enjoy S$50 cash back when you apply for your HSBC Personal Loan online

icon

Apply online from 2 Apr 2018 - 31 Jul 2018, application must be approved by 31 Aug 2018 to enjoy the promotion

key features

icon

Low interest rates from 3.7% per annum (EIR 7% p.a.)

icon

Loan up to 8x your monthly income

icon

Fixed monthly repayments

fees & charges

Processing Fee

S$88

Late Payment Fee

2.5% + prevailing interest on overdue amount

Partial Repayment Penalty

2.5% of redemption amount

Full Repayment Penalty

2.5% of redemption amount

what is eir?

The Effective Interest Rate (EIR) of a loan takes into account the compounding effect of interest, as well as processing fees associated with the loan. Generally, the loan amount, loan tenure, frequency of repayments, and processing fees may affect the EIR of a loan. Please view each personal loan product in detail for a full breakdown of the interest rate chargeable, minimum and maximum loan tenure, as well as processing fees (if applicable).

share this listing

Advertisement

meet the seller

moneysmart

Joined 1 year ago

Verified

public comments

View Earlier Comments

  • natalie555

    From SGcashrecovery : Need help on your high tide days? come to us because we provide a reputable service to our customer, need of cash to pay of bills? treat a meal to your loves one but payday is still far away, let us settle your worries. flexible financial package and many more packages included, enquire us! no obligations. Anti scams. no upfront require. Contact +65 81698630
    4 months ago
  • smf.amsal

    @natalie555 hi u mind to guide n make me understand more. Here some of my details. Self employed Been working for smf.itpromoters 3years Bring home $2.5- $3k and above No cpf ( we get salary base on project we get) Resons I want to get this loan I want to try to start my own business..
    3 months ago
  • amyimezor

    Careful.. this is not by HSBC bank.. it link you to legal loan or loan shark
    3 months ago

Post a New Comment

You may also like